Previous to the start of the Hurricane Season

• Review the Insured Value of your properties and assets.
• Confirm that you are up to date with your payments.
• Go over the risks covered in your policies
• Maintain an updated ? of all assets and inventories in each location

In Case of an Upcoming Storm

• Verify that all fire extinguishers are in place and loaded.
• Verify all drains are clean and unclogged; basements, rooftops, etc.
• Verify that there are no existing external structures or objects that can be blown away by strong winds.
• Make sure emergency generators are in optimal conditions and keep a fuel level of at least 80%
• Keep enough emergency lighting options to cover main areas
• Check that Lightning Rods are in good conditions, as well as supports and bases for any outdoor signs.
• Verify that: Breaker Panels, air conditioning facilities, elevator machinery rooms, and electrical installation areas are clean and properly secured to avoid water from entering.
• Remove desks and equipment from windows even if they are sealed.
• Unplug all electrical equipment that doesn’t have essential functions.
• Close all water stop valves and regulating valves.
• Keep all emergency numbers in a visible place (firefighters, red cross, civil defense).
• Clear out trees or branches that might affect the wiring and outdoor electrical installations.
• Be alert of probably risks coming from structures on properties nearby that may affect your own.
• Secure protection on your computer center and electrical equipment as well as backing up your information. Make sure to keep this backup in a place other than your company.

After the Storm

• Protect your family and your home, making sure you have enough provisions for several days.
• Keep a distance from electrical wiring
• In case of an electrically caused fire, NEVER try and put it out with water, this may cause electrocution.
• Always keep a fire extinguisher at hand.

During the storm

• Communicate with Franco Fernández & Asociados
• If possible, take photographs or videos of damages.
• Separate affected properties from ones that haven’t suffered any losses.
• Take measures to safeguard properties. Protect your properties as if you did not have insurance.
• Make an inventory after the loss.
• Obtain the last inventory before the loss.
• Get quotes for repairs or replacements of affected assets.
• Protect affected properties against robbery or additional damages.
• Dry any wet equipment or surfaces/areas.
• If possible process any materials that might get ruined.
• Cover with tarps any open spaces where water might continue to seep in.
• Cover any machinery or equipment that require it.
• Gather all proof of expenses related to the storm.
• Do not throw away or dispose of any damaged or affected properties without previous authorization from your insurance provider or their representatives.