Previous to the start of the Hurricane Season
- Review the Insured Value of your properties and assets.
- Confirm that you are up to date with your payments.
- Go over the risks covered in your policies
- Maintain an updated ? of all assets and inventories in each location
In Case of an Upcoming Storm
- Verify that all fire extinguishers are in place and loaded.
- Verify all drains are clean and unclogged; basements, rooftops, etc.
- Verify that there are no existing external structures or objects that can be blown away by strong winds.
- Make sure emergency generators are in optimal conditions and keep a fuel level of at least 80%
- Keep enough emergency lighting options to cover main areas
- Check that Lightning Rods are in good conditions, as well as supports and bases for any outdoor signs.
- Verify that: Breaker Panels, air conditioning facilities, elevator machinery rooms, and electrical installation areas are clean and properly secured to avoid water from entering.
- Remove desks and equipment from windows even if they are sealed.
- Unplug all electrical equipment that doesn’t have essential functions.
- Close all water stop valves and regulating valves.
- Keep all emergency numbers in a visible place (firefighters, red cross, civil defense).
- Clear out trees or branches that might affect the wiring and outdoor electrical installations.
- Be alert of probably risks coming from structures on properties nearby that may affect your own.
- Secure protection on your computer center and electrical equipment as well as backing up your information. Make sure to keep this backup in a place other than your company.
After the Storm
- Protect your family and your home, making sure you have enough provisions for several days.
- Keep a distance from electrical wiring
- In case of an electrically caused fire, NEVER try and put it out with water, this may cause electrocution.
- Always keep a fire extinguisher at hand.
During the storm
- Communicate with Franco Fernández & Asociados
- If possible, take photographs or videos of damages.
- Separate affected properties from ones that haven’t suffered any losses.
- Take measures to safeguard properties. Protect your properties as if you did not have insurance.
- Make an inventory after the loss.
- Obtain the last inventory before the loss.
- Get quotes for repairs or replacements of affected assets.
- Protect affected properties against robbery or additional damages.
- Dry any wet equipment or surfaces/areas.
- If possible process any materials that might get ruined.
- Cover with tarps any open spaces where water might continue to seep in.
- Cover any machinery or equipment that require it.
- Gather all proof of expenses related to the storm.
- Do not throw away or dispose of any damaged or affected properties without previous authorization from your insurance provider or their representatives.
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Desde el interior: 1-200-2407
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